Individual securities, bond funds, ladders – there are quite a few approaches to buying fixed income, and the optimal path for you can depend on a lot of
Read More
When deciding which investments should go into which accounts, think in terms of expected after-tax return as well as after-tax risk. Are there opportunities to
Read More
A consistent theme among dynamic rules for determining how much you can safely spend each year in retirement is adaptation. The ability, if we must, to adjust
Read More
From financial aid and the expected family contribution to selection strategies and the big-fish-little-pond effect, choosing the right college or university is
Read More
Every behavior around money – even those that seem totally illogical to you or others – may actually make perfect sense when we understand the experiences
Read More
Last year certainly had its challenges, not the least of which were changes to the way we work. It’s entirely possible the whole thing made you want to up and
Read More
We all tend to create “mental accounting” rules about how we will spend and save. These shortcuts can help us make sense of our finances. However
Read More
Few pieces of financial advice are more universally accepted than “save as much as possible as early as possible.” But contributing too much, too soon in the
Read More
Preparing for a rainy day, saving and investing for retirement, and optimizing debt (like your mortgage or student loans) are all important facets of your
Read More
The new stimulus package, part of the larger Appropriations Act of 2021, covers a lot of ground: direct payments, unemployment benefits, business loans and tax
Read More
Step one: Begin building your long-term financial life plan with the end in mind. Step two: Regularly assess your progress and determine if adjustments are
Read More
A durable power of attorney allows you to authorize someone you trust to manage your financial affairs in the event you become incapacitated (or perhaps even
Read More
